In the event that the employer is required to redeem a loan, the loss suffered by the employer is recorded at the branch, except in the case of a manifest underwriting error, the loss of which is borne by the underwriter`s employer. The branch manager shall be liable only to the extent that he has received a percentage of the gross income referred to in Division VII. DIVISION XVI TERMINATION OF THE CONTRACT The director of the establishment must have a job with the employer. This Agreement is valid until terminated by the parties. This Agreement and the relationship established may be terminated in writing by any party, with or without justification, at any time within thirty (30) days. Except as otherwise provided, the rights of the parties to any taxes or indemnities that were earned or accrued prior to the termination of this Agreement shall not be assigned by the termination of this Agreement. . . .